Financing Limits
- Subject to restrictions of the Bangladesh Bank from time to time, the maximum limit of Single Borrower Exposure shall not exceed 30 (thirty) percent of BIFFL’s equity/capital base; the maximum limit of Single group exposure shall not exceed 35 (thirty-five) percent of BIFFL’s equity/capital base; the maximum limit of a particular sector exposure shall not exceed 50 (fifty) percent of BIFFL’s equity/capital base.
- BIFFL shall follow a cautious lending policy of Company’s resources – whether equity funds or borrowed money. The Company will diversify its risks by spreading its portfolio of investment to a wide variety of sectors;
- In case of Syndicated Loan, where BIFFL is not an arranger, investment by BIFFL may be equal or higher than the amount invested by the arranger/lead financier(s) of the project, subject to approval from BIFFL Board; and
- These financial limits may be reviewed by the Board from time to time.